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Archive for the ‘Money/Finances’ Category

Making Money

29 Jun

Unemployment benefits don’t last forever, so we’ve been doing several different things to make money and save money.  I am unfortunately not able to do as much as my husband, but I’ve come up with a few things to help a little bit.

Twitter followers have already seen this for a few weeks, but I am now being paid to tweet.  I try to accept only the ones I think people who follow might be interested in and I try to not do too many in one day so that it doesn’t get annoying.  I’m not going to make enough to live on, but every little bit helps these days so I hope my Twitter followers understand!  If you want to get paid to tweet, click here.  If you’d like to sponsor me (it would be awesome to have some local businesses to advertise!) you can do so by clicking here.

I’m also still loving Swagbucks.  I can get all kinds of swag with my bucks…I’ve gotten $25 worth of Amazon gift cards just this month!  That covered my son’s birthday gift, so I was pretty thrilled.  When I am in need of cash, I can choose to get cash through PayPal with my Swagbucks.  If you want to try it out, click here to sign up.

Did you see the news about Marilyn Monroe’s chest x-rays?  They sold for a lot of money.  Like, enough to support my family for almost 2 years.  (Don’t look so shocked…we’ve really cut back and learned how to be super frugal!)  Now, I’m not Marilyn Monroe, but I do have several sets of chest x-rays from when the boys both had pneumonia.  Undoubtedly they won’t fetch the price hers did, but if I can make enough for several mortgage payments, I’d be thrilled.  You always hear stories about the crazy things people sell on eBay and the ridiculous prices they get for them, so I figure it’s worth a try.  I’m still mulling this one over, but I think it could work with a good backstory.  Maybe?

I’m also looking around to see if someone is willing to be my “sponsor” for school.  I’m not eligible for state or federal financial aid since I already have a bachelor’s degree (which, I might add, my parents paid for…not the government) and I have no idea how I’m going to pay for fall semester.  I am taking Anatomy & Physiology I, which is a 4 hour class.  Tuition has not been set for the year, but it will probably be in the $250-$300 range.  I also need some very expensive books for this class.  The Fall book list isn’t out yet, but I’m guessing they’ll be between $200 and $250.  The good news is that I use them for 2 semesters.  The bad news is that I have to come up with that cash before fall classes start.  I’m currently a 4.0 student, and will be certified as a CNA (assuming I pass the test) by the time fall classes start, so I’m happy to work for the money and get some experience.  If you’re willing to be my sponsor (in whole or in part) or hire me as a CNA once I’m licensed, email me at themama at iamthemama dot com.  I promise I won’t let you down!

And lastly, I’m looking for a job.  I’d like to work as a CNA once I’m licensed, but right now I’m more than a little bit hampered by my insane class schedule and my husband’s work schedule.  I can’t work on Tuesday, Wednesday, or Thursday.  I need to be around for the kids on Saturday and Sunday because my husband is usually working.  Which leaves Monday and Friday to work.  Not too attractive to potential employers, huh?  Plus I am still trying to make sure I spend adequate time with the kids this summer.  This one might have to wait a month or so until I’m done with this class.  But if you know of anyone hiring who can cope with my schedule, let me know!

 
 

Tasty Tuesday — Black Bean Enchiladas

02 Mar

Two days in a row?!?!?  My pain levels are sufficiently diminished to allow me more time in the desk chair and I currently have 3 children asleep in their own beds.  (It’s Monday night and I’m typing now because I can…no pain, no baby draped on me, and nothing better to do.)  Tonight we had a meeting at church so dinner had to be quick and easy.  I suggested making pizza.  I got quite a few during Super Doubles at Harris Teeter last week and we are all stocked up, but my husband nixed that because he’s planning to do that tomorrow night when I am gone for a chemistry review session before my midterm.  So I had to come up with an idea that was quick and didn’t require purchasing anything.  Since I didn’t have any meat thawed I was at a loss.

Someone commented on a Facebook post by Southern Savers with this recipe and it was perfect.  I had all of the ingredients and it was quick and easy!

  • 2 cans of black beans (drained)
  • 16 oz corn (we used frozen, but I imagine canned would be fine, too)
  • 2 cups of salsa (divided)
  • cumin and garlic (minced or powder) to taste
  • tortillas
  • 2 cups shredded cheese (I used cheddar, but might try something with a touch more kick next time)

Cook beans, corn, 1 cup of salsa, cumin, and garlic on stovetop until warm through.  Mash beans slightly.  Spread other cup of salsa in bottom of 9×12 baking dish.  Wrap bean mixture in tortillas and place in dish.  Top with cheese and cook in 350* oven for about 20 minutes or until cheese melts.

We added lettuce shreds, chopped grape tomatoes, and a little sour cream once we put it on our plates and it was delicious!  I was so pleased with this recipe.  And if you’re on WIC, this is a healthy, well-balanced meal that you can make for very little expense!  The black beans, corn, tortillas, cheese, lettuce, and tomatoes were all purchased with WIC checks.  We rarely eat meat-free meals (my husband really likes meat) so it’s hard for me to manage meals that are so inexpensive without buying meats that are less healthy.  This met my cheap and healthy requirements nicely…and my meat-eating husband liked it, too!

 

Thrifty Thursday: Filling your iPod

03 Dec

Darn!  Most of the good songs on iTunes are now $1.29.  And if you have an iPod, you may think that’s the easiest way to purchase music…not so!  Amazon.com still offers lots of music for only $.99 and they have an mp3 downloader that will put the music right into the iTunes software for you so that it ends up on your iPod next time you sync it.  It is really easy and has saved me a fair amount of money not only because it’s cheaper, but because they also frequently offer coupon codes for free music.  Just a couple of weeks ago, I got 3 free songs by using the coupon code MP34FREE.  (It may still be working, give it a try!  Comment and let others know if it works for you.)

They also have a loooooooooong list (over 1300) of totally free songs.  Not just a handful every week like iTunes does, but a bunch that are free every.single.day.  Some are good, some are not, but there’s a little something for every musical taste in there.

And if you like Christmas music, they are offering a new song FREE each day this month!

Now if I can only save enough to get myself an iPod dock…

 

Black Friday

30 Nov

Friday I did something I’ve never done before…I got up at 3:30AM on the day after Thanksgiving to go Christmas shopping.  As I said on my Facebook status that morning, being poor makes you do crazy things!  I couldn’t afford the luxury of spending regular price on Christmas gifts this year…the budget is miniscule compared to years past and we wanted to get as much as we could.  All 3 kids got left with my mom while my husband and I braved the stores.  We were in Knoxville, so had all kinds of retail options which was nice.  I do miss having that in Sanford!

Our first stop was Walmart.  We had told our son that if he truly wanted a Nintendo DS that he could use the money he’d saved to buy one.  That was our Christmas present to him.  A little sneaky and probably not a great move, but it was the only way we could afford to get him something that he really wanted.  So when I saw that Walmart would have DS Lites for $98 on Black Friday they came first on my plan of attack.  We got in line at about 4:15AM and got one of the last tickets available for that item.  At 5AM the line started moving quickly and by 5:05AM we had a red Nintendo DS Lite in our hands.  I had already been to the toy section to see if any of the other items on our list were on sale but they weren’t, so we headed to the checkout immediately.  Along with EVERYONE else in the store.  It was a madhouse.  It probably took a good 45 minutes to get checked out.  While my husband stood in line I grabbed a couple of other things…breastpads (because it was time to nurse Violet but she was at my mom’s house, thus I had a minor problem) and chocolate covered cherries, my mom’s favorite treat.  We got checked out (FINALLY!) and headed to Kohl’s for 50% off Fisher Price toys.

Once we got to Kohl’s, we saw that their checkout line was wrapped around the entire store.  I directed my husband to go stand in it and headed for the toy section.  I had a list of things I wanted to get for Violet that included a Fisher Price tea set, a purse, and a princess hooded towel.  I found them all, along with some stocking stuffers and hooded towels for the boys, a couple of DS games, a dragon set for my younger son, and a pastel girly shape sorter for Violet.  We spent almost our entire budget there, but got it all for about half regular price.  Can’t beat that!

We were checked out by 7AM and thought we’d stop at a couple more stores, just to see if we could find anything else we were looking for on sale.  We couldn’t, so we headed back to my mom’s house.  We were back there by about 8AM and pretty much done with the Christmas shopping.  I have to say…it was a little bit of a rush saving so much money even though I had to drag myself out of the nice warm bed at a time that I’m usually deep in dreamland.  I have a few more things I have to get and then when my mom gets here I’m taking her to buy gifts for the kids.

We’ll have toys under the tree this year.  Maybe not as many as in years past, but that’s OK…it will give us a chance to focus more on the real reason for the holiday.  And maybe, in the coming years, we can remember this year and how happy the kids were with less stuff.

 

Thrifty Thursday — HT Triples

05 Nov

Harris Teeter is having triple coupons this week.  For deal lists, go to Sue Stock’s Blog, Southern Savers (here and here), or Hot Coupon World.  Then come back and comment about how much you spent/saved.  I’ll update my totals later!